5/28/2019 0 Comments Car insurance5/24/2019 0 Comments Car insurance5/22/2019 0 Comments Thanks5/21/2019 0 Comments great5/20/2019 0 Comments InsuranceCar insurance when there's an accident with the individual who wasn't at fault how do you get covered, if you weren't at fault?
Well at Allstate we have a few things, if the person who hit you doesn't want to own up to the accident, we do something called subrogation, where you pay your deductible amount which for example would be $500... next we go after the company who did it who would be responsible for the deductible you just paid. Next what if two Allstate policy holders have an accident. Both need to file claims against their insurance. One is at fault and one isn't however, you still are required to file a claim against your insurance, as a no fault accident, which would be your deductible amount. however it doesn't count as a claim against. You just pay your deductible. The other insured would have to count the accident as an accident against his/her insurance. Next, PIP coverage. PIP is required whenever an individual is harmed in an auto mobile accident. It's a no fault coverage, so even if you weren't fault but accrued damages to your person you would need to file for PIP coverage. This usually has a limit of $3000 or $5000... ect. and the other insureds insurance would come into play for damages after that. In most cases you don't need to pay costly Health Insurance Deductibles if you're not at fault, if you are at fault you would need to have your insurance cover the other driver, yourself as well as you would need to pay your PIP and your deductible to pay damages to your car and if you don't have accident forgiveness your premiums may go up. 5/16/2019 0 Comments Great5/15/2019 0 Comments GreatSome companies will actually cover your roof or shed on an actual value basis so if there are things that aren't permitted by the insurance company they will take the actual cash value of the home despite the roof damages which is nice if you have stingy companies that require a lot of repairs on your home.
Some inspections are truly necessary if losses can be potentially high, they won't want to cover you, however some losses are so small that it truly doesn't cause that much damage. 5/14/2019 0 Comments THanksA funeral home business handles funeral services for those who have died. Funeral home businesses provide burial, cremation and memorial services for those who have passed away. These businesses play an important role in providing families of the deceased with much-needed closure.
Who is this business right for?If you are interested in helping people cope with the death of loved ones, friends and colleagues, the funeral home business is for you. What happens during a typical day at a funeral home?The average funeral home business owner meets with prospective clients, handles the demands of existing clients, performs research on funeral-related equipment such as caskets, steers marketing efforts and delegates work to employees. What is the target market?The ideal customer is willing to spend top-dollar on funeral services. How does a funeral home make money?A funeral service makes money by selling caskets, cremation services, funeral services, flowers, urns and other items/services related to death. What is the growth potential for a funeral home?This business is poised to grow quite rapidly as the baby boomer age cohort passes through their golden years. A considerable portion of the population is reaching its 60s and 70s, and a funeral home business owner will benefit from this demographic trend. GETTING STARTED What are some skills and experiences that will help you build a successful funeral home?A funeral home business owner who has solid people skills, an aptitude for marketing and the ability to console those who are grieving will succeed in this industry. The key is to get to know the community. Develop a rapport with locals and market your funeral home business in a tasteful manner, and you will gradually acquire new clients. What are the costs involved in opening a funeral home?A funeral home business requires equipment for embalming and cremation. A cremation table, cremation system, hydraulic lifts, refrigerated storage, computer, printer and filing system are necessary. Caskets must be purchased along with clothing and additional convenience items. The business requires laborers, insurance, operating space and a parking lot. The viewing area will require tables and couches. A hearse is also necessary. What are the steps to start a funeral home?Once you're ready to start your funeral home, follow these steps to ensure that your business is legally compliant and avoid wasting time and money as your business grows:
5/13/2019 0 Comments AllstateWith the new auto policy with auto insurance. Allstate provides car insurance and options to have insurance for customers if they have a family who doesn't have insurance on that policy, but is using the car they will have insurance for that car.
If they are driving with permissible use then there isn't any issues. Allstate Indemnity Drivers License. |